I have no idea about the two that you are looking at, but I'll put my two cents in anyway.
I bought a Fender FB-300 to start out. It really is a basic beginner banjo. Nothing fancy, nothing extra. But it was perfect for me to learn on. It wasn't a huge hit on my wallet, but it still sounded like a banjo and got me on my feet. I was still able to train my ear with it with no problems whatsoever. Later on, once I knew that I was going to pursue this banjo thing as a life-long hobby, I started looking on ebay. I found a Washburn B-19 that I snagged for (I think) a pretty good price. I'm working my way up.
I'm nowhere near my dream Huber Roanoke banjo ($5k), but I'm still very pleased that I spent just a pretty small amount on my first banjo. I still play it all the time. I mainly take it with me on the road since it's light, and I don't care if it gets beat up a bit, unlike my B-19 that I want to keep pretty as long as I can. I even have a dream to get Mr. Banjo Ben Clark himself to autograph it if the Purple Hulls ever make it my way.
Whatever you decide on, be sure and let us know and post some pics so we can all gawk and be excited with you!