@mharrison43 I do not know if it was smart or not but and a lot of people would say I was nuts LOL believe me I am not nuts I just like nice things I have never had the opportunity to do the things I am doing until now so I am doing it, I have been looking at open back banjo’s for sometime now and just refused to ever pull the trigger on one, I just could never find any that I just had to have I was only looking to purchase one and had pretty much decided on the Rickard but I made the mistake of continuing to look, I even had the Rickard saved to a cart to purchase and then continued to look, and then I came across the Grand Concert and that is when my dilemma started i just could not decide, I do not do anything except play for my wife which makes her smile and believe me i have never done anything like this before I was always the one that would penny pinch, up until last year when my wife was stuck by a hit and run driver then I made a change and started looking at it a different way my wife and I lived and still do pretty modestly we saved our pennies and everything we could save, we looked at it this way if it was not something we absolutely needed we did not buy, we put away a lot of money that way we paid cash for everything even the car we drive,the off grid property we owned, we did not need a whole lot but then my wife got sick and for the past 8-10 years I have been taking care of her but April 1,2019 changed everything that is when my wife was hit by a hit and run driver I started looking at things differently I decided I was going to get a few things I had been wanting so I have, because you cannot take the money with you when you go and there are more important things in life then how much money you have in the bank, and I refuse to leave it to people that have not been here for me and my wife. So I purchased both dilemma solved LOL