Hi Grant Welclome to @BanjoBen 's Forum.
So I see your new to all of this and you’ must surely be wondering how does all this work. Well Grant let me reassure you, you are in the best place to learn.
As to your question, The Thumb can play ANY string. The Index finger can also play any string but not so much the 5th. The Middle finger mostly plays the 1st string but from time to time will play the 2nd & 3rd string. It all depends on what sounds you want to create. So get used to seeing TIM. Thumb, Index and Middle and many variations of those picking patterns.
In the lesson Ben is introducing students one way to play a forward roll pattern, there are many forward roll patterns, but as you need to start somewhere Ben has chosen this roll pattern to get you started. As you work through the beginners learning track he will introduce other picking patterns.
So here’s my advice for what it’s worth. Stop jumping all over the place as you put it and focus on learning the fundamentals. Work through the beginners learning track and learn the basics first, you will then have a good grounding to jump about as much as you like afterwards .
Ben has worked hard to put in place a structured learning pathway to follow. There are literary tons of amazing lessons to work though but in order to benefit you’ll need to know the fundamentals and be confident in the knowledge that you have taken the time to study them. Happy Pickin